BHIM records over 3X surge in monthly transactions driven by simplicity, inclusion, and innovation

BHIM Payments App, developed by NPCI BHIM Services Limited (NBSL), has reported a strong growth from January to September in CY 2025, showing sustained user adoption and trust across Bharat. In CY 2025, BHIM’s monthly transactions rose from 38.97 million in January to 119.85 million in September, reflecting over three-fold increase within the nine months and an average of 12% month-on-month growth. The app also processed transactions worth ₹16,803 crore in September 2025, marking a 312% increase in volume and 94% growth in value compared to the same period last year.

The new BHIM Payments App, introduced in March 2025, supports 15+ Indian languages including Tamil, offers an ad-free, clutter-free interface, and is optimised for low-connectivity areas, ensuring accessibility for users across urban, rural, and semi-urban regions.

Ms. Lalitha Nataraj, MD & CEO, NBSL, said, “BHIM Payments App is designed to meet the needs of today’s users in the fast-evolving world of digital payments. Built for Bharat, it prioritises safety, convenience, and inclusion. It reduces cash dependency with seamless small-value transactions, even in low-connectivity areas. Its strong growth reflects the trust users place in a product designed for their everyday needs. Whether for small-value daily payments or advanced capabilities like UPI Circle, BHIM continues to make digital transactions effortless and reliable.”

Enhanced Features for Users

·         Split Expenses – Users can now split bills with friends and family seamlessly. Whether it’s dining out, rent payments, or group purchases, the app allows users to divide expenses and make payments directly, ensuring hassle-free settlements.

·         Family Mode – Users can now onboard family members, track shared expenses, and assign specific payments. This feature enables better financial planning by giving families a consolidated view of their expenses.

·         Spends Analytics – The new dashboard offers an intuitive view of a user’s monthly spending patterns for the spends done on BHIM Payments App. It automatically categorises expenses, helping users analyse and manage their budget without needing complex spreadsheets.

·         Action Needed – A built-in task assistant that reminds users of pending bills linked to the BHIM Payments App, prompts them to enable UPI Lite, and alerts them when their Lite balance is low. It ensures users stay on top of their financial activities.

·         UPI Circle (Partial delegation for UPI transactions) - Empowers users to extend limited payment rights to trusted individuals. A primary account holder can authorise up to five secondary users to initiate payments from their account. Every transaction initiated by a secondary user requires explicit approval through the primary user’s UPI PIN on the BHIM Payments App. The app also provides real-time visibility of all such transactions, ensuring complete transparency, control, and oversight for the primary user.

 

Comments

Post a Comment

Popular posts from this blog

INAUGURATION OF A NEW HAEMODIALYSIS MACHINE FOR THE REKHA MEMORIAL RENNY ABRAHAM AMBATTUR ROTARY TANKER DIALYSIS UNIT

Image
  17 th  February 2024    TANKER Foundation runs 14 dialysis units, 11 in Chennai and one each in Madurai, Vellore and Tiruppur.  The Ambattur dialysis unit is supported by the Ambattur Rotary Club and Hospital, the CMCHIS and many valuable donors.    M/s. Kotak Mahindra Life Insurance Company Ltd have donated 1 dialysis machine and 3 defibrillators. The machine was inaugurated by   Mr. Clement Williams, Senior Vice President- FIG   and  Mr. Pawan Soni ,Chief Manager - CSR   . Mr Williams said that he had first hand experience with kidney disease and was very appreciative of the TANKER Team work. Mr Soni said that they were happy to be associated with TANKER and hoped to do more. T his generous donation will benefit all our underprivileged patients.   Mrs Latha Kumaraswami, Managing Trustee of TANKER Foundation said that every donation was precious and  conveyed TANKER's grateful thanks to   M...
Read more

31st TANKER Annual Charity and Awards Nite 2024

Image
TANKER Foundation celebrated its 31st Annual Charity and Awards Nite on Thursday, 25th January 2024 at Hotel Savera, RK Salai, Chennai. The event was a live streaming programme. The programme began with The Mr. Venkatesan & Mrs. Malathi Venkatesan TANKER Foundation Memorial Lecture which was delivered by Ms. Shanthi Rajmohan, a brave warrior and a person who is on CAPD for a long term (20+ years). Ms. Shanthi Rajmohan shared her experiences and several heart-warming stories about her life   and her uphill struggle with her health. She has been on CAPD (Continuous Ambulatory Peritoneal Dialysis) for over 20 years. Dr. Georgi Abraham, Founder Trustee, TANKER Foundation welcomed the gathering and said that the incidence of kidney disease was on the increase and that more awareness had to be created about this terrible disease. He also was grateful to the sponsors for supporting the awards for research in nephrology and dedicated service of doctors. The Awards nite was a fun...
Read more

CME on Kidney Health for All

Image
The key takeaways for people at the CME programme held Sunday November 26, 2023, with the theme ‘Kidney Health for All’ were exercise and diet, awareness, screening and timely check-ups to prevent chronic kidney disease (CKD).   Participating as the Chief Guest, Tamil Nadu Health Secretary, Mr. Gagandeep Singh Bedi, IAS, laid stress on the fact that kidney disease was increasing and there was a need for addressing the issue. He drew attention to the fact that the Tamil Nadu government scheme, ‘Makkalai Thedi Maruthuvam’, (Taking Healthcare to People), checked 1 crore people for sugar and BP and the number of new cases was alarming. These are the two major reasons for kidney disease, diabetes and hypertension and so he advised eating the right kind of food, doing regular exercise and creating awareness and screening. He praised the work of Good Samaritans like TANKER Foundation, Kidney Warriors, MOHAN Foundation and Nephroplus who were involved in raising awareness on kidney health....
Read more