Star Health Launches Platinum Range of Cancer Care and Cardiac Care Policies to Provide Enhanced Cover
1st September 2021: Star Health and Allied Insurance, announced the launch of two new variants of their speciality products – Star Cancer Care Platinum Insurance Policy and Star Cardiac Care Platinum Insurance Policy. These products are designed to address the needs of people who are diagnosed with cancer and cardiac conditions.
There are no premedical tests required to avail of
these policies. However, the insured should submit the previous medical records
of treatment undergone at the time of purchasing the policy. Policies are
renewable lifelong and premiums can be paid quarterly, half-yearly and annually
as well.
Cancer Care Platinum: A proposition of Health
Insurance for Individuals diagnosed and surviving with cancer. Covers persons
aged between 5 months and 65 years with a sum insured up to INR 10 lakhs.
Covers expenses incurred due to hospitalization for
cancer and non-cancer-related ailments with applicable waiting periods. (Nil
waiting period for accidents, 30 days for non-cancer treatment, 12 months for
hospice care, 30 months for treatment of cancer and pre-existing diseases)
Lump-sum cover for cancer: 50% of sum insured as optional benefit if the insured person suffers a recurrence, metastasis, and/or a second malignancy unrelated to the first cancer after a waiting period of 30 months.
Cardiac Care-Platinum: A proposition of Health
Insurance for individuals diagnosed with cardiac ailments. Cardiac Care -
Platinum covers persons aged between 7 years and 70 years with a sum insured of
up to INR 15 lakhs
Covers expense incurred due to hospitalization for
cardiac and non cardiac conditions after 30 days of policy inception. (Nil
waiting period for accidents, 24 months for named aliments and heart transplant
and 48 months for other pre-existing diseases)
Dr S Prakash, Managing Director, Star Health and
Allied Insurance said, “STAR HEALTH INSURANCE is providing this Insurance Cover
for people diagnosed with heart disease and cancer. As a doctor, I see most of the time people in
India seeking health insurance cover after a major diagnosis like cancer /
heart disease. Often they are not able to get cover for existing heart disease
and cancer. Striving to change this and to include these deserving people as
well under insurance cover, Star Health Insurance has introduced these
products. These new policies are an endeavour to address a genuine and
important need of our fellow citizens."
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